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A. To restrict spending
B. To track income and expenses
C. To increase debt
D. To eliminate savings


A. It earns high interest
B. It provides investment opportunities
C. It covers unexpected expenses
D. It helps build credit


A. Monthly income
B. Number of credit cards
C. Payment history and debt utilization
D. Social media activity


A. It reduces interest over time
B. It increases debt exponentially
C. It only applies to savings accounts
D. It has no impact on debt


A. To maximize returns
B. To minimize risk
C. To focus on a single investment
D. To avoid taxes


A. A type of bond
B. Ownership in a company
C. A savings account
D. A loan to the government


A. Early savers receive higher interest rates
B. Retirement accounts are only available to young savers
C. Compounding can work over a longer period
D. Early savers pay fewer taxes


A. Contribution limits
B. Eligibility criteria
C. Investment options
D. Tax treatment


A. It helps save for retirement
B. It covers unexpected expenses
C. It protects against medical costs
D. It provides life coverage


A. Investment returns
B. Retirement income
C. Death benefit to beneficiaries
D. Home insurance